Application – CheapiesChristchurch (New)

1The Loan

2Your Details

3Income & Expenses

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Is Your Income More Than $600pw?*

YES (Continue)

Unfortunately You Don’t Meet Our Minimum Criteria To Apply For A Loan.

Loan Purpose (SELECT ONE):*

Vehicle

Personal Loan

Debt Consolidation

Other

'Vehicle Rego' Or 'Make & Model':*

Vehicle Price (Can Be Estimate):*

Deposit:*

Do You Have A Trade-In Vehicle?

Yes

Trade-in REGO:*

Trade-in Value (Estimate):*

Is There Still Finance On The Trade-in?

Yes

Amount Owing (Estimate):*

I'd like to borrow ($):*

What Will The Loan Be Used For?*

Which Debts Do You Want To Consolidate?*

Is Your Income More Than $500 Per Week?*

YES (Continue)

Sorry - You Don't Meet Our Minimum Criteria To Apply For This Loan

What's Your Credit Score Like?*

Good

Average

Bad

No Idea

Have You Stopped Paying / Defaulted On Any Accounts In The Last x5 Years:*

Yes

No (Good)

Have You Stopped Paying / Defaulted On Any Accounts In The Last x5 Years:*

Yes

No (Good)

Please Tell Us About Your Credit Situation:*

Please Tell Us Why Your Credit May Not Be Good:*

Title*

First Name*

Middle Name

Last Name*

Email*

Phone (Mobile)*

DOB*

Day

Month

Year

You MUST Be 18+ To Apply

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Is This Loan For Business Purposes? (e.g A Company Vehicle)*

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Is This Loan For Business Purposes? (e.g A Company Vehicle)*

Is This Loan For Business Purposes? (e.g A Company Vehicle)

Private Use

Business Use

Business Name*

Structure*

Limited

Sole Trader

Other

Businesses Annual Gross Revenue/Turnover (Estimate)*

How Many Years Has The Business Been Trading?*

0-1

1-2

2-5

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Businesses Annual Pre-Tax Profit (Excluding Your Personal Wages)*

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Residency Status*

Residency Status

NZ Resident / Citizen

NZ Work Visa

Upload A Copy Of Your VISA?*

Yes

No I Will Send Later

Upload VISA Document*

Max. file size: 100 MB.

Upload A Copy Of Your Passport?*

Yes

No I Will Send Later

Upload Passport Document*

Max. file size: 100 MB.

Upload Most Recent Passport Entry Stamp?*

Yes

No I Will Do It Later

Upload Entry Stamp Document*

Max. file size: 100 MB.

Drivers Licence Type*

Drivers Licence Number*

Version Number*

Licence Expiry*

Day

Month

Year

Upload A Picture Of Your Drivers Licence?*

Yes

No I will send later

Driver's Licence (Front Of Card)*

Max. file size: 100 MB.

Driver's Licence (Back Of Card)*

Max. file size: 100 MB.

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Upload Photo ID ( Passport / 18+ Card )*

Yes

No I Will Send Later

Upload Photo ID ( Passport / 18+ Card )*

Max. file size: 100 MB.

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Upload Most Recent Passport Entry Stamp?*

Yes

No I Will Do It Later

Note: You Must Have Entered NZ Within The Last 12 Months

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Upload Entry Stamp Document*

Max. file size: 100 MB.

Marital Status*

Number Of Dependent Children (Under 18)*

Living Situation*

Address*

Street Address

Time At Address*

Previous Address*

Street Address

Time At Previous Address*

Next Of Kin Contact Person*

(Can't Be Living With You Or Your Partner)

Their Phone (Mobile)*

Their Relationship To You*

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Next Of Kin Contact Person #2

(Can't Be Living With You)

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Their Phone (Mobile)

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Their Relationship To You

Primary Employment Type*

Full-time

Part-time

Temp Agency

Self Employed

ACC

Superannuation

Benefit

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Temp Agency Employment Type*

Temping Employment Contract

Fulltime Employment Contract

Unfortunately Permanent Employment Is Required To Apply For This Loan.

Which Company Do You Work For?*

Time With This Company (Years)*

Previous employer*

Time With Previous Company (Years)*

Income*

Frequency*

weekly

fortnightly

monthly

'After Tax' Income From Employment*

Frequency*

weekly

fortnightly

monthly

'After Tax' Owners Wages And/OR Profit:*

Frequency*

Weekly

Fortnightly

Monthly

Annually

Upload Signed Employment Contract?*

Yes

No I Will Send Later

Not Applicable

Upload Employment Contract*

Max. file size: 100 MB.

How Long Has Benefit Income Been Your Primary Source Of Income?*

Previous employer*

Time With Previous Company (Years)*

Upload WINZ Breakdown / ACC Entitlement Letter*

Yes

No (I Will Send Later)

Download This From My MSD (PDF Format)

Upload PDF WINZ Breakdown Letter*

Max. file size: 100 MB.

Note: CELLPHONE SCREENSHOTS CANNOT BE ACCEPTED

Do You Receive Any Benefit Income (IRD / WINZ)?*

Yes

Benefit Income (WINZ / IRD / ACC)*

Frequency*

weekly

fortnightly

monthly

Do You Receive Any Other Income e.g Second Job OR Boarder OR Rental Property*

Yes

Income Source 1*

Amount*

Frequency*

Weekly

Fortnightly

Monthly

More Income To Add?*

Yes

Income Source 2*

Amount*

Frequency*

Weekly

Fortnightly

Monthly

More Income To Add?*

Yes

Income Source 3*

Amount*

Frequency*

Weekly

Fortnightly

Monthly

Does Your Partner Also Have Income?*

Yes

Do You Share Household Expenses With your Partner?*

Yes

Can We Add You Partner As A Co-Borrower If Required?*

Yes

Partners Primary Employer*

Partners Income 'After Tax'*

Frequency*

Weekly

Fortnightly

Monthly

Their First Name*

Their Middle Name

Their Last Name*

Their DOB*

Day

Month

Year

Their Phone Number (Mobile)*

Their Email Address*

Upload A Picture Of Their Drivers Licence?*

Yes

No I will send later

Driver's Licence (Front Of Card)*

Max. file size: 100 MB.

Driver's Licence (Back Of Card)*

Max. file size: 100 MB.

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Do You Use 'Buy-Now-Pay-Later' Services (e.g Afterpay / Laybuy)?*

Yes

Select The One(s) You Use*

Afterpay

Laybuy

Genopay

Oxipay

ZIP

Klarna

Other

Please List Any Missing Ones That You Use

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Do You Have Any Credit Cards or Store Cards?*

Yes

Card Provider (#1)*

Maximum Limit*

Current Balance*

Regular Repayment*

Frequency*

Weekly

Fortnightly

Monthly

More Cards To Add?*

Yes

Card Provider (#2)*

Maximum Limit*

Current Balance*

Regular Repayment*

Frequency*

Weekly

Fortnightly

Monthly

Do You Have Any Current Loans? (Including Mortgages)*

Yes

Loan Type (#1)*

Loan Provider*

Repayment Amount*

Loan Repayment Frequency*

Weekly

Fortnightly

Monthly

Add Another Loan? (2)*

Yes

Loan Type (#2)

Loan Provider

Repayment Amount

Loan Repayment Frequency

Weekly

Fortnightly

Monthly

Add Another Loan? (3)*

Yes

Loan Type (#3)

Loan Provider

Repayment Amount

Loan Repayment Frequency

Weekly

Fortnightly

Monthly

Add Another Loan? (4)*

Yes

Loan Type (#4)

Loan Provider

Repayment Amount

Loan Repayment Frequency

Weekly

Fortnightly

Monthly

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Loan Type (#5)

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Loan Provider

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Repayment Amount

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Loan Repayment Frequency

Weekly

Fortnightly

Monthly

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Loan Type (#6)

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Loan Provider

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Repayment Amount

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Loan Repayment Frequency

Weekly

Fortnightly

Monthly

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Loan Type (#7)

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Loan Provider

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Repayment Amount

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Loan Repayment Frequency

Weekly

Fortnightly

Monthly

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Loan Type (#8)

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Loan Provider

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Repayment Amount

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Loan Repayment Frequency

Weekly

Fortnightly

Monthly

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Loan Type (#9)

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Loan Provider

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Repayment Amount

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Loan Repayment Frequency

Weekly

Fortnightly

Monthly

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Loan Type (#10)

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Loan Provider

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Repayment Amount

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Loan Repayment Frequency

Weekly

Fortnightly

Monthly

Your Board Payment*

Frequency*

Weekly

Fortnightly

Monthly

Please Clarify Why You Don't Pay Any Board:

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Your Rates Payment:*

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Frequency*

Monthy

Quarterly

Annually

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Please Clarify Why You Don't Pay Any Rates:

Your Rent Payment*

Frequency*

Weekly

Fortnightly

Monthly

Please Clarify Why You Don't Pay Any Rent:

Is This Redirect From Your Benefit?*

Yes (Its Redirected)

No (I Pay It)

Is This Redirected From Your Income?*

Yes

Upload Most Recent Payslip?*

Yes

No I Will Send Later

Upload Payslip*

Max. file size: 100 MB.

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Your Estimated living Expenses

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Food / Groceries*

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Frequency*

Weekly

Fortnightly

Monthly

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Please Clarify Why You Don't Have This Expense:*

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Cellphone Phone*

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Frequency*

Weekly

Fortnightly

Monthly

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Please Clarify Why You Don't Have This Expense:*

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Utilities ( e.g Power / Internet )*

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Frequency*

Weekly

Fortnightly

Monthly

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Please Clarify Why You Don't Have This Expense:*

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Transport ( e.g Fuel / Bus )*

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Frequency*

Weekly

Fortnightly

Monthly

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Please Clarify Why You Don't Have This Expense:*

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Insurance ( e.g Car / Contents )*

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Frequency*

Weekly

Fortnightly

Monthly

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Please Clarify Why You Don't Have This Expense:*

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Rates*

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Frequency*

Monthly

Quarterly

Annually

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Please Clarify Why You Don't Have This Expense:*

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Preferred (Direct Debit) Repayment Frequency*

Weekly

Fortnightly

Monthly

(This Is For Your Finance Repayment If The Application Is Approved & You Proceed With The Loan)

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Which Day Of The Week*

Monday's

Tuesday's

Wednseday's

Thurday's

Friday's

(This Is Commonly Set To The Day After Your Wages Come In)

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Which Day Of The Week*

Monday's

Tuesday's

Wednseday's

Thurday's

Friday's

(This Is Commonly Set To The Day After Your Wages Come In - We Will Ensure The Week Aligns With Your Wages)

Where Did You Hear About Us?*

Please inform us of any other relevant information:

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